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Meet Our Team

At Farm Credit of Northwest Florida, our team of Rural Lending Experts are eager to help guide you through the rural financing process and answer your questions along the way.

Rural Lending Experts

Regional Managers

Marianna, FL Office

Emily Lowe

(850) 718-5519
Counties served: Holmes, Washington, Jackson, Calhoun, Bay and Gulf

Logan Chappell
(850) 718-5506
Counties served: Holmes, Washington, Jackson, Calhoun, Bay and Gulf

Kenneth Nelson

Residential Rural Lending Expert
(850) 718-5526
Counties served: Jackson, Calhoun, Escambia, Santa Rosa, Okaloosa, Walton, Holmes and Washington

Monticello, FL Office

Jack Hittinger
(850) 718-5584
Counties served: Jefferson, Monticello and Taylor

Jonathan Roberts
(850) 718-5587
Counties served: Jefferson, Madison and Taylor

Tallahassee, FL Office

Jeff Breinholt
(850) 718-5575
Counties served: Leon, Liberty, Franklin, Gadsden and Wakulla

Ben Fant

Residential Rural Lending Expert
(850) 718-5574
Counties served: Liberty, Franklin, Wakulla, Gadsden, Leon, Jefferson, Madison, Taylor, Bay and Gulf

Charlotte Dodson

Residential Rural Lending Expert
(850) 718-5572

Milton, FL Office

Mark Waggy
(850) 718-5592
Counties served: Santa Rosa, Escambia, Okaloosa and Walton

Ready to Apply?

We've got you covered. Start the application process today to get the loan you need.