Meet Our Team

At Farm Credit of Northwest Florida, our team of Rural Lending Experts are eager to help guide you through the rural financing process and answer your questions along the way.

Rural Lending Experts

Regional Managers

Marianna, FL Office

Emily Lowe

NMLS#165048
ELowe@FarmCredit-FL.com
(850) 718-5519
Counties served: Holmes, Washington, Jackson, Calhoun, Bay and Gulf

Logan Chappell

LChappell@FarmCredit-FL.com
(850) 718-5506
Counties served: Holmes, Washington, Jackson, Calhoun, Bay and Gulf

Jack Homoney

Residential Rural Lending Expert
NMLS#147300
JHomoney@FarmCredit-FL.com
(850) 718-5526

Monticello, FL Office

Casey Gunnels

CGunnels@FarmCredit-FL.com
(850) 718-5586
Counties served: Jefferson, Madison and Taylor

Carlene Rabon

Residential Rural Lending Expert
NMLS#700261
CRabon@FarmCredit-FL.com
(850) 718-5585

Tallahassee, FL Office

Jeff Breinholt

JBreinholt@FarmCredit-FL.com
(850) 718-5575
Counties served: Leon, Liberty, Franklin, Gadsden and Wakulla

Charlotte Dodson

Residential Rural Lending Expert
NMLS#700260
CDodson@FarmCredit-FL.com
(850) 718-5572

Milton, FL Office

Jack Hittinger

JHittinger@FarmCredit-FL.com
(850) 718-5595
Counties served: Santa Rosa, Escambia, Okaloosa and Walton

Mark Waggy

MWaggy@FarmCredit-FL.com
(850) 718-5592
Counties served: Santa Rosa, Escambia, Okaloosa and Walton

John Liddy

JLiddy@FarmCredit-FL.com
(850) 718-5598
Counties served: Santa Rosa, Escambia, Okaloosa and Walton

Sue Pudsey

Residential Rural Lending Expert
NMLS#700262
SPudsey@FarmCredit-FL.com
(850) 718-5591

Ready to Apply?

We've got you covered. Start the application process today to get the loan you need.